Privacy Policy
This policy explains what Achieve collects, why it is used, which service providers receive it, and how you can delete it.
Who we are
Achieve is a shared money app for couples and families. The privacy contact for the app is hello@letsachieve.in.
Information we collect
- Account information: name and email address, plus authentication information managed through email/password sign-in or Google Sign-In. Passwords are handled by the authentication provider and are not stored by the Achieve app database.
- Household information: household name, members, invitations, roles, and activity needed to show who added or changed shared information.
- Financial information: income, fixed and variable expenses, bills, EMIs, debts, investments, savings, goals, descriptions, dates, amounts, and related calculations that you enter.
- Coach information: questions, answers, consent state, and conversation history when you choose to enable and use the AI coach.
- Subscription information: entitlement and purchase status for Achieve Plus. Payment card details are handled by Apple, Google Play, or the applicable payment provider.
- Notification information: a device push token and platform identifier when notifications are enabled, so household nudges can be delivered.
- Exports and support requests: information you choose to include when exporting data or contacting us.
How we use information
- To authenticate you and keep your account signed in.
- To store and display your household’s shared financial information to authorized household members.
- To calculate budgets, progress, insights, streaks, and other app features from the information you enter.
- To deliver household nudges and notifications when you enable them.
- To process, verify, restore, and maintain Achieve Plus subscriptions.
- To provide the AI coach only after you give consent.
- To respond to support requests, maintain security, prevent abuse, and operate the service.
Who receives information
We do not sell your personal or financial information and do not use it for advertising. Service providers receive information only as needed to provide the service:
- Supabase: authentication, database storage, Row Level Security, and server-side functions.
- Groq: when the coach is enabled and you send a question, the question and the household figures needed to answer it are sent to Groq. The coach is disabled until you consent, and you can turn it off or clear its conversation in Settings.
- RevenueCat: subscription entitlement and purchase verification information for Achieve Plus.
- Apple, Google Play, and Firebase: app distribution, purchases, authentication where selected, and Android notification delivery.
We do not send your name or email to the AI coach as part of the financial snapshot used to answer a question. Your question may still contain personal information if you choose to type it.
Household visibility
Shared household finances are visible to members of that household according to their assigned permissions. Personal goals are limited to their owner where the feature marks them as personal. Do not add information about another person unless you have a lawful reason and permission to do so.
Security
Data is transmitted over HTTPS. Database access is restricted with Supabase Row Level Security and server-side authorization checks. No security measure can guarantee absolute protection, so keep your account credentials private and enable two-factor authentication on connected accounts where available.
Retention and deletion
We keep account, household, financial, coach, subscription, and notification information while it is needed to provide the service or until you delete it. You can remove individual records through the app where that feature is available.
To delete your Achieve account, open Settings → Delete account in the app and complete the confirmation steps. The deletion workflow removes the account and household data from the live database, and clears the active session. Provider backups and legally required records may persist for a limited period under provider retention processes.
If you cannot access the app, use the account deletion request page or contact hello@letsachieve.in from the account email. In your request, ask us to delete your Achieve account and associated household data.
Your choices
- Use Achieve without enabling the AI coach.
- Turn off the coach or clear coach conversation history in Settings.
- Disable notifications in the app or your device settings.
- Request access, correction, export, or deletion by contacting us.
Children
Achieve is intended for adults managing household finances and is not directed to children under 18.
Changes to this policy
We may update this policy when the app, service providers, or legal requirements change. We will update the date above and provide an in-app notice when a change materially affects how we use information.